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Achieving financial security is an art that requires discipline and mastering financial self-control. Saving money is a big part of this practice.
Many local furniture stores hold warehouse sales several times yearly to sell off overstock, floor samples, and returned items. These sales are an excellent opportunity to find quality pieces at low prices.
Look for Clearance Items
Many furniture stores have special sections for clearance items, and it is worth checking these areas online and in person. Discounts for these pieces can be anywhere from 10 percent to 90 percent off. They are discounted for overstocking, furniture line discontinuation, or other reasons, like seasonal sales. This allows homeowners to purchase attractive pieces at a fraction of the price they usually pay.
Some of these pieces may have been returned by other customers or damaged somehow, but most clearance furniture is still of good quality. Additionally, because these pieces are sold as-is and cannot be returned, they are often a more affordable option than full-price items.
When shopping for clearance items, look for various pieces and styles to find the perfect fit. In addition to the standard bedroom and living room sets, you can find dining room tables, accent chairs, home office desks, and TV stands. You can also find special holiday clearance items like wreaths and table centerpieces.
While the prices of clearance items vary, you can sometimes find some of the best deals in January. This is when most furniture stores offer significant discounts to make room for new products and move out older inventory. You can even score additional savings using a cash-back coupon on these items.
Ask for a Large Discount on an Accessory
Furniture shopping can be expensive, but it doesn’t have to be. Whether upgrading your living room or making a big move, many Ashley Furniture discounts and tricks help you score the pieces you want without blowing your budget.
Shoppers should look for significant discounts on accessories, including non-furniture items such as rugs and knick-knacks. These items sell slowly, giving salespeople more incentive to negotiate a discount.
Many retailers have annual sale periods when they offer deep discounts. Those include Black Friday and Cyber Five when sales usually peak. It’s also worth checking prices over time, using tools that scan bar codes to find lower prices on Google.
Shoppers can use furniture stores that provide free delivery and fast returns if a new piece is unavailable. But shoppers should always read the fine print since some online retailers charge return shipping fees or have other terms and conditions that can make returning a piece cost-prohibitive.
Offer to Pay Cash
Many furniture stores offer financing options to assist customers in furnishing their homes. This is great for people who don’t have a large amount of cash or need to wait until they receive a paycheck or tax refund.
Furniture store payment plans offer a few benefits to shoppers, including preserving cash flow and upgrading to higher-quality furniture that they couldn’t afford with one lump sum. However, it’s essential to carefully consider each plan’s terms and ensure you can pay off the full balance within the interest-free period.
Typically, furniture stores require proof of income or financial stability to provide financing. These items can include pay stubs, bank statements, or tax returns. The information gives the store a clear picture of your financial situation, which helps ensure you can afford to make the monthly payments.
Generally, payment plans offer low or zero interest rates. This is much better than paying interest on a credit card or personal loan, and it can save you money in the long run. However, it’s essential to understand that payment plans, such as a minimum purchase requirement and repayment periods, come with strings attached. These conditions can be negotiated with the store, so it’s worth asking.
Buy Showroom Floor Models
The people who work in furniture stores often work off of commission or at least have sales quotas to meet. This means they are incentivized to sell you the best deal possible. They also know that furniture is a significant investment and that most shoppers are unwilling to pay the total price for the item they want, so they are more likely to negotiate prices and sweeten the deal with free delivery, waived sales tax, or other options.
Many furniture stores will sell floor models, which are items that have been on display in their showrooms. These are usually discounted to move them off the showroom floor and may have minor scratches or other imperfections. Whether or not a store will allow you to buy a scratch-and-dent model depends on the store’s policy, and some stores will only let you purchase as-is merchandise that can be picked up in-store or delivered using their premium delivery service.
It is also essential to shop around holidays because retailers will run promotions and sales to eliminate their previous inventory and make room for the new furniture styles in February and July. This is a great time to score huge discounts and make the most of your money. If you find something you love, you can save even more by signing up for the furniture retailer’s online email list or loyalty program.